Plastic habit
According to a study by personal-finance website WalletHub, New Hampshire ranks 4th among the states with the highest credit card debts. The median credit card balance in New Hampshire is $2,793, and the cost of interest until payoff is $355, with the expected timeframe to pay off the median credit card balance at 14 months and 13 days. The study used data from TransUnion, the Federal Reserve, the U.S. Census Bureau, and WalletHub’s proprietary credit card payoff calculator to determine the cost and time required to repay the median credit card balance in each state. The analysis included credit cards with a balance and excluded store cards. The calculation assumed consumers would pay an average 20.92 percent interest rate, based on the APR paid by existing cardholders.
QOL score: -1
Comment:Interesting considering New Hampshire’s per capita income is on the higher end at $41,241, ranking the 8th highest, according to the U.S. Census Bureau.
Kids catching up
Recent assessment results in New Hampshire indicate positive academic gains among students, marking a slow upward recovery trend for two consecutive years. According to a press release, preliminary performance scores from the spring 2023 assessment show modest improvements in math and reading across various grade levels, except for 11th-grade SAT scores. Education Commissioner Frank Edelblut expressed delight in the signs of academic progress, which defy national trends. “This newest data from New Hampshire contradicts some nationwide data showing that academic recovery has stalled and reflects the hard work of our school leaders, teachers, students and families, that everyone needs to work together to close learning gaps,” he said in the release. While student performance advanced from 2022 to 2023, student growth percentiles also improved in every grade level and subject area, indicating accelerated learning rates compared to 2019.
QOL score: +1
Comment: The iPlatform system will release individual school and district data for both the NHSAS and SAT results in the fall. Parents had previously been given access to their child’s scores.
Go, team!
The University of New Hampshire swimming and diving team has been awarded CSCAA Scholar All-America honors for the Spring 2023 semester. According to a press release, they achieved a program-best 3.68 team GPA, surpassing their previous record of 3.67 from the previous semester. Additionally, senior captain Madison Linstedt won the America East Women’s Swimming and Diving Scholar Athlete of the Year award, making it the 11th time a Wildcat has received this honor. Several other team members also earned academic accolades.
QOL score: +1
Comment: The University of New Hampshire swimming and diving team also achieved their fourth consecutive America East Championship and secured their 11th overall title in the league’s history during the past seasons, marking the first time in the program’s existence that UNH has won four championships in a row.
QOL score: 80
Net change: +1
QOL this week: 81
What’s affecting your Quality of Life here in New Hampshire? Let us know at [email protected].