Dear Donna,
I want to give this pair of earrings to my niece. They belonged to my late wife. I think they were her mom’s as well. My question is, should I have them insured for her? They are marked 14 KT but I have no information on the diamonds. Can you point me in a direction for the correct information?
Thank you, Donna.
Denny
Dear Denny,
What a nice gift to pass along!
The first thing you want to do is have a jeweler take a look at them. This is usually a free service they provide. If you want a written appraisal that would cost you.
You want to ask them if the stones are of good quality and what is the size of them. Then an approximate value for them. They might be able to give you an age on them as well. This should give you all the information you need to make your decision on whether to insure or not.
Denny, I think any information will be helpful. Either way, though, it won’t take away from them being family and being passed on.
Good luck and thanks for asking.
Note: Jewelers have diamond testers as well to confirm the stones are real.
